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Michele Bryan - Broker
Bryan Realty of East Tennessee
Bryan Rd, Sevierville, TN
865-898-5408 Cell
800-513-3598 Toll Free
866-414-6332 Fax
info@MicheleBryan.com
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TOLL FREE 800-513-3598
Direct 865-898-5408
eMail: info@MicheleBryan.com
For Home Buyers

Buying a home in the Smoky Mountains of East Tennessee is an
exciting time in your life and can be a bit overwhelming at times. Making
the smart move of choosing to work with a REALTOR® is your first step
to ensuring that your new home and community meets your needs. It
also insures that you will have the proper representation through the
sales transaction.  Tennessee law prohibits the listing agent from
representing both the seller and the buyer for the same transaction
unless fully disclosed between both parties.  It is always beneficial for
you to have someone represent YOU, with your best interest being first
priority.  You wouldn't go to court without proper representation.  Why
would you enter into such an important contract as a real estate
purchase without proper representation?

Bryan Realty's services and experience range from lending referral to
helping you find the home that best suits you and your family. For your
convenience, we also provide listings by email. We pride ourselves on
repeat business and trust that you'll soon understand why.

As Your Agent, I Will:

  • Assure that you see all the properties in the area that meet your
    criteria. Listings are emailed directly from the MLS via an auto send
    program I use.  This is what I call putting your property search on
    auto pilot. My clients love it! They get property listings emailed to
    them as quickly as they are put on the market by agents within our
    MLS association GSMAR. Click here to be added to my auto send
    program.
  • Guide you through the entire home buying process, from finding
    homes for you to see, to referring you to the most competent
    lender, to going to the closing table with you!
  • Provide answers to your questions about the local market area,
    including schools, neighborhoods and more to the best of my ability.

Before You Begin Your Property Search:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase,
    including down payment and monthly payment.
  • Find a lender with a loan program that meets your needs and get pre-
    approved.
You can begin the pre-approval process here.
  • Choose a REALTOR® that you trust and who understands your
    needs.
  • Determine what neighborhood best matches your needs.
  • Determine what features you need in your new home.

Estimated Buyer Closing Costs You Will Be Responsible For:

  • Various lender fees include charges for loan processing,
    underwriting, preparation and establishing an escrow account.  This
    can be explained more by an experienced lender.
  • Third-party fees may include charges for insurance, title search, and
    other inspections such as termites.  These are services and items
    that are generally ordered by the title company prior to closing.
  • Government fees include deed recording and state & local mortgage
    taxes.
  • Escrow and interest fees include homeowners insurance, loan
    interest, real estate taxes, and occasionally private mortgage
    insurance.

Once you decide on a property, I can get an estimate on your closing
costs based on the sales price and the particular property.

When you are ready to buy, whether it be a short sale or a typical home
sale, I am here to help. Apply my experience and knowledge of real
estate to be certain that you're getting a fair deal and protect yourself
during the whole deal.






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We are an "ALL VIRTUAL" - Full Service Real Estate Agency